pavo

Enter an amount.
They tap.
You get paid.

Pavo turns your iPhone into the card reader. Tap in person, or send a link when you’re not. The money lands in your bank within two business days.

How it works

Three steps. No training.

No reader, no dongle, nothing to charge overnight. The iPhone you already carry does the work.

1
Type the amount

Add a note if you want. That’s the whole setup.

2
They tap or scan

Card, phone or watch held to the top of your iPhone. Or a QR code if they’re across the room.

3
You get paid

Receipt goes to them by text. Money goes to your bank within two business days, or instantly for a small fee.

The tour

Four screens. That’s the whole app.

Keep scrolling. The phone keeps up.

01

Charge

Type the amount, add a note if you want, and hold out the phone. Card, phone or watch on the top edge of your iPhone. The fee sits under the amount before anyone taps.

  • Cards, phones and watches.
  • Receipt by text, automatically.
  • 2.9% + 15¢, and nothing else.
02

Send a request

Not in the same room. Send a link by text or email, or show the QR code. They open it on their phone, pay with a card or Apple Pay, and you both get a receipt. Nothing for them to install.

  • The link works for 7 days.
  • Tips, if you turn them on: 15, 20 or 25%.
  • 3.5% + 30¢, shown before you send.
03

See the week

Today, this week and what it cost you, on one screen, with every payment under it. Search a name or a note, filter by status, export a CSV for your accountant. The web app at pavo-me.com/app is the same account as your iPhone.

  • Fees in dollars, not just percentages.
  • Refund in two taps. The fee is not returned, and it says so.
  • Request a payment from your desk.
04

Money in the bank

Payouts land within two business days, or in minutes with an instant payout. See what is on the way and every payout that has landed.

  • Payments by Stripe.
  • Change the bank from Settings.
  • Receipts carry your name, not ours.
Fees

One fee. Shown before you tap.

No subscription, no reader to buy, no minimum. If you don’t get paid, neither do we.

2.9% + 15¢
per tap
3.5% + 30¢
by link or QR
$0
per month, forever
$5$500
By tap, you get
$96.95
fee $3.05
By link or QR, you get
fee $3.80

The same numbers the app prints under the amount before anyone taps.

Questions

Before you sign up.

Do I need a business?

No. Pavo is for anyone who sells or does something. Sign up with your phone number, tell Stripe where to send the money, and take your first card.

Do my customers need the app?

No. They hold their card or phone to your iPhone, or open your link in their browser. Nothing for them to install.

When does the money arrive?

Within two business days, on its own. Need it sooner? An instant payout lands in minutes for a small fee.

What if I refund someone?

Refund part or all of a sale in two taps. The money goes back to their card; the fee is not returned.

Is there a contract or a monthly charge?

No. No subscription, no minimum, no reader to buy. If you don’t get paid, neither do we.

Where does Pavo work?

The United States, for now. Your bank account needs to be a US account.

Get paid today.

Download Pavo for iPhone or Android, or sign up on the web and send your first request in a minute.

Download on the App Store Get it on Google Play
On a computer? Point your iPhone camera here to get the app.